The Underwriting Accumulation feature is submission-focused: it helps you evaluate the impact of adding new risks to your portfolio. It applies your specific underwriting guidelines—including rings or shapes, policy terms, and custom threshold criteria—to drive go/no‑go decisions at bind time.
By contrast, the Accumulations App is portfolio-level and exploratory, designed to identify and rank peak concentrations across entire datasets using ring, grid, or target models, with richer visualization, filtering, and reporting tools for ongoing exposure management.
Download a PDF version of this Quick Start Guide.
Let’s dive deeper into the two Underwriting models SpatialKey provides:
Ring Accumulation Analysis ↗
Learn the basic functionality, configuration options, how to run an analysis, and how to understand your results.
Shape Accumulations Analysis ↗
Learn the basic functionality, configuration options, how to run an analysis, and how to understand your results.
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