Run an Accumulations Analysis – SpatialKey Support

⬅ Knowledge Base Home

The Accumulations App is portfolio-level and exploratory, designed to identify and rank peak concentrations across entire datasets using ring, grid, or target models, with richer visualization, filtering, and reporting tools for ongoing exposure management.

By contrast, the Underwriting Accumulation feature is submission-focused: it helps you evaluate the impact of adding new risks to your portfolio. It applies your specific underwriting guidelines—including rings or shapes, policy terms, and custom threshold criteria—to drive go/no‑go decisions at bind time.

Open the Accumulations App

To begin using the Accumulations App, simply click its tile in the Apps tab to open it.

Select Dataset

Once the application opens, your first step is to select the dataset you want to analyze. You’ll see a list of all datasets available to your organization—simply click the row of the dataset you want to use.

1. Select the dataset you want to analyze.

Image of the SpatialKey Accumulations interface at step 1 of a four‑step workflow. The Select Dataset screen shows a searchable table of available datasets, including “Sample Dataset” and “Insurity Data Sample,” with columns for creation date, sharing status, access count, record count, and policy file indicator. The step progress bar at the top highlights Select Dataset as the current step before configuration, metric selection, and running the analysis.

Select Configuration

Then select the configuration for how the accumulations should be calculated—ring, grid, or target-based. With SpatialKey, you can identify peak exposure accumulations within overlapping rings, uniform grid sizes, or use a target dataset to identify areas of accumulation within a specific radius of those points.

2. Select the configuration you want to use.

Create a configuration if you don’t have one setup or want to create a new one. Select from available models for your organization. Each model has its own configuration options.

Image of the SpatialKey Accumulations interface at step 2 of a four‑step workflow. The Select Configuration screen displays a table of available accumulation configurations, including 200m Grid and 100m Ring, with columns showing the model type and damage percentage. The step indicator at the top highlights Select Configuration as the current step, with options to search configurations or create a new configuration.

Image of the SpatialKey Create Configuration modal for Accumulations, with Accumulation Type set to Ring. The dialog shows fields to configure ring size in meters, damage ratio percentage, and a configuration name, along with a link to preview the model. Save and Save and Select buttons appear at the bottom, indicating this step defines parameters for an accumulation analysis.

Select Metric

3. Select a metric and minimum threshold to use in the analysis. The minimum threshold can be left at 0 to have all accumulation results returned.

Models

You may have one or more of the following models enabled for your organization.

Ring

The ring model places overlapping (25%) rings over your locations, removes duplicates, and returns a list of your top accumulations. The ring radius size & damage ratio can be customized. Watch this animation to see how the ring model overlaps, identifies concentrations, and de-duplicates rings.

Grid

The grid model places overlapping (50%) grids over your locations, removes duplicates, and returns a list of your top accumulations. The grid size & damage ratio can be customized. Watch this animation to see how the ring model overlaps, identifies concentrations, and de-duplicates rings.

Target (including concentric rings)

The target model places rings centered around a reference dataset of your choice (e.g., terror targets, sinkholes), calculates the total locations within a specified radius, and returns a ranked list of accumulations. The number of concentric rings, ring size & damage ratio can be customized. This model is designed specifically to handle Terrorism scenarios like Lloyd’s Realistic Disaster Scenarios (RDS).

Image of the SpatialKey Create Configuration modal for Accumulations with Accumulation Type set to Target. The dialog includes an option to select a target dataset, followed by a Ring Setup section where multiple concentric rings are defined using radius values in meters and associated damage percentages. Fields are provided to add or remove rings and to enter a configuration name. Save and Save and Select buttons appear at the bottom, indicating how the target‑based configuration can be saved and applied to the analysis. — *Target Ring Setup Screen*

Run Analysis

When you run the analysis, SpatialKey automatically finds and ranks your highest exposure areas so you can quickly focus on where risk is concentrated.

Next let’s visualize and understand your Accumulation results.

Was this helpful?

Yes

Thanks for your feedback!